Personal budgeting
Know exactly what's safe to spend today.
Morfa tracks your spending, plans your budget, and grows your savings — built for both steady salaries and irregular freelance income.
Coming soon to the App StoreNo ads · No trackers
Morfa tracks your spending, plans your budget, and grows your savings — built for both steady salaries and irregular freelance income.
Simple, private, and honest about your money — without spreadsheets or fuss.
One number that answers the daily question: how much can I spend right now without breaking the month? It updates as you spend and save.
Set a monthly limit per category and see spent vs left at a glance. Create your own with custom icons and colours.
Set a target, add money, watch progress. Every contribution counts toward the month and adjusts your safe-to-spend.
Spending by category, a weekly trend you can tap to see that week's expenses, and a monthly-income chart you can browse by year.
A fixed salary plus one-off freelance payments. Plan from a rolling 3–6 month average so a big month doesn't inflate spending.
Your data is yours — tied only to your account, never sold or used for ads. Export it, or delete everything from inside the app anytime.
Savings goals
Insights
IncomeMorfa is launching on the App Store. Private budgeting that finally makes sense.